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Francisco Health Insurance San Articles

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Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices

by Michael Ertel

As you probably know all to well, the cost of healthcare and health insurance premiums continue to increase at levels substantially above the general inflation rate. The reasons given for these extraordinary cost increases are numerous and include: technological advancements in the medical field, increased demand for medical services and prescription drugs, the aging of the population, cost shifting caused by the uninsured and governmental reimbursement rates, state and federal mandates, and costs associated with medical related lawsuits.

As individual consumers, we have very little control over some of the factors contributing to the cost of healthcare. However, all of us have control over lifestyle related health insurance claims. A simple formula of eating a balanced diet, getting the appropriate amount of daily exercise, participating in annual physicals and other recommended routine care, limiting alcohol consumption, and eliminating the use of tobacco products will no doubt reduce our personal healthcare costs. In addition to reducing medical costs, the other benefits of following such a formula include more energy, self confidence, less stress, and increased productivity. If you are not doing so already, I encourage you to consider practical ways to promote a healthy lifestyle for you and your family. For example, one of the individual health insurance companies my organization works with has an option that will offset 25% of the annual cost of a health club membership. Simple things such as taking a walk, bike ride, or going swimming promote both a healthy body and mind. If you have a sweet tooth, consider limiting yourself to eating desert once a week. You will enjoy it more and your body will thank you.

Health insurance premiums will continue to increase as long as the cost of healthcare continues to go up. The best way to reduce the overall cost of healthcare is to decrease our need for healthcare. Healthy lifestyle choices and prudent use of the healthcare system are the best and easiest ways to get a handle on our healthcare expenditures. Perhaps the greatest benefit of a healthy lifestyle is our ability to enjoy our precious time here on earth to the fullest.

ABOUT THE AUTHOR
Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.

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Yahoo! News Search Results for Francisco Health Insurance San
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WiredBenefits Launches Ordinance Compliant San Francisco Health Care Benefit ...
16 May 2008 at 1:01pm
WiredBenefits, today announced the launch of their San Francisco Health Care Security Ordinance (HCSO) compliant HRA card. WiredBenefits offers employers a tax-free, independent and efficient way to p...
WiredBenefits Launches Ordinance Compliant San Francisco Health Care Benefit ...
16 May 2008 at 12:29pm
SAN FRANCISCO----WiredBenefits, today announced the launch of their San Francisco Health Care Security Ordinance compliant HRA card. WiredBenefits offers employers a tax-free, independent and efficien...
Finding health coverage for young adults (Los Angeles Times)
16 May 2008 at 6:46pm
Americans aged 19 to 29 who are about to be dropped from their parents' insurance policies needn't go without. Elaine Farrell deals with insurance forms and rules every day at the dental office whe...
San Diegans react (The San Francisco Examiner)
15 May 2008 at 11:14pm
SAN FRANCISCO ( Map , News ) - California's Supreme Court declared gay couples in the nation's biggest state can marry - a monumental but perhaps short-lived victory for the gay rights movement Thursd...
California Gov. Schwarzenegger Releases Revised Budget That Includes Addition...
16 May 2008 at 8:08pm
California Gov. Arnold Schwarzenegger (R) on Wednesday released a revised fiscal year 2009 state budget that includes deeper cuts to health and social service programs than previously proposed, the Sa...
CalPERS: No increase in health premiums (The Sacramento Bee)
15 May 2008 at 7:28am
Gas costs more. So does food. Health insurance? Same thing ? unless you get it through one of the California Public Employees' Retirement System's preferred provider organizations.
Health Highlights: May 15, 2008 (HealthDay via Yahoo! News)
15 May 2008 at 4:02pm
Here are some of the latest health and medical news developments, compiled by editors of HealthDay:
Washington DC (The San Francisco Examiner)
16 May 2008 at 10:43pm
SAN FRANCISCO ( Map , News ) - The California Supreme Court ruling legalizing gay marriage will not be the last word.

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Technorati Search for: Francisco Health Insurance San
Technorati search for Francisco Health Insurance San

Health Insurance Companies To Reinstate Coverage for 1,200 In California
16 May 2008 at 8:18pm
California health insurance provider Kaiser Permanente and Health Net on Thursday agreed to reinstate coverage to about 1,200 individuals whose policies were improperly rescinded, the San Francisco Ch...
Questions About California's Gay Marriage Issue?
16 May 2008 at 7:23pm
The Los Angeles Times printed this article with questions and answers about the gay marriage issue. Q and A: Same-sex marriages The court's decision is to take effect in 30 days. By Rong-Gong Lin II,...
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WiredBenefits Launches Ordinance Compliant San Francisco Health Care Benefit
16 May 2008 at 3:07pm
WiredBenefits, today announced the launch of their San Francisco Health Care Security Ordinance (HCSO) compliant HRA card. WiredBenefits offers employers a tax-free, independent and efficient way to p...
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16 May 2008 at 2:58pm
In the summer of 1969, my primary concern was simply to get through my tour of Vietnam in one piece. I was assigned to a platoon humping through the boonies in the Mekong Delta. I was nineteen years o...
BUSINESS & ECONOMY - Patriot Post
16 May 2008 at 2:41pm
BUSINESS & ECONOMY - Patriot Post May 16th, 2008 All American Patriots (press release)BUSINESS & ECONOMYPatriot Post - 1 hour agoOutside of unions, trial lawyers are the biggest Democrat donors on ...
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News and notes from around the Thoroughbred racing world, compiled by NTRA Communications. TRAINER LAKE WINS NUMBER 4,000, RIDER PINO NEARS 6,000 Trainer Scott Lake became just the seventh trainer eve...
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