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Health Insurance Online Quote Articles

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Maternity Health Insurance Coverage

by Kent Pinkerton

This article provides useful, detailed information about Maternity Health Insurance Coverage.

A woman naturally gets excited when she finds out that she is pregnant. In many cases, this happiness is soon diminished when the financial burden of having a child is realized. Thirteen percent of American women who become pregnant have no maternity insurance coverage. They face the risk of inadequate pre-natal care and must find their own resources for funding the cost. If the pregnancy is complicated, this adds to the burden.

Even those with insurance may find to their dismay that maternity is not covered. A costly add-on premium may be required. Some insurers do not offer maternity coverage or consider it a pre-existing health condition. This is illegal by Federal law, and there are several loopholes.

There are many group insurance plans that do provide maternity coverage as a service to members. There may be a waiting period of three months to one year before the clause becomes effective. What happens if one becomes pregnant during the waiting period? If you are carrying COBRA (extended coverage from a previous employer), check to see if maternity is covered. This may be costly but well worth it.

Some states have plans for pregnant women like Medi-cal in California. Federally sponsored programs like Medicaid also exist, but they are mostly for low-income groups.

Another option is MaternityCard. It is designed to provide help to pregnant women and is well accepted. This covers a wide spectrum of maternity medical needs and less expensive than regular insurance.

Ideally, maternity coverage begins immediately. There are some women that naturally get excited when they finds out that they are pregnant. In many cases, this happiness is soon diminished when the financial burden of having a child is realized. Thirteen percent of American women who become pregnant have no maternity insurance coverage. They face the risk of inadequate pre-natal care and must find their own resources for funding the cost. If the pregnancy is complicated

, this adds to the burden. There are some plans

that have a 30-day waiting period. Always study the package that is offered before accepting it.

ABOUT THE AUTHOR
Individual Health Insurance Coverage provides detailed information on Health Insurance Coverage, Individual Health Insurance Coverage, Travel Health Insurance Coverage, Maternity Health Insurance Coverage and more. Individual Health Insurance Coverage is affiliated with Personal Health Care Insurance Quotes.

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Yahoo! News Search Results for Health Insurance Online Quote
Yahoo! News Search Results for Health Insurance Online Quote

CIGNA Pharmacy Management Receives Two Awards for Prescription Drug Price Quo...
15 May 2008 at 1:01pm
CIGNA Pharmacy Management's online Prescription Drug Price Quote tool received two awards from Consumer Health World at the organization's recent conference in Las Vegas. The awards were in the catego...
CIGNA Pharmacy Management Receives Two Awards for Prescription Drug Price Quo...
15 May 2008 at 12:25pm
BLOOMFIELD, Conn.----CIGNA Pharmacy Management's online Prescription Drug Price Quote tool received two awards from Consumer Health World at the organization's recent conference in Las Vegas.
Health Benefits Direct Announces First Quarter 2008 Financial Results (PrimeN...
15 May 2008 at 8:01pm
RADNOR, Pa., May 15, 2008 -- Health Benefits Direct Corporation , a leading technology innovator in the direct marketing and sales of a wide range of individual health insurance, family health insuran...
Now: Edwards endorsing (The San Francisco Examiner)
15 May 2008 at 1:53am
NEW YORK ( Map , News ) - Democrat Hillary Rodham Clinton vowed to remain in the presidential race until the final primaries next month while her campaign built a case that she now leads in the popula...
Washington DC (The San Francisco Examiner)
15 May 2008 at 1:24am
NEW YORK ( Map , News ) - Democrat Hillary Rodham Clinton vowed to remain in the presidential race until the last primaries next month, but she hinted that the protracted contest with rival Barack Oba...
Air Pollution Can Cause Deadly Blood Clots (BusinessWeek)
14 May 2008 at 4:56am
A new Italian report suggests that long-term exposure to dirty air can cause deep vein thrombosis
Mass. Agents Take Aim at Progressive Online; Insurer Defends Site (Insurance ...
6 May 2008 at 9:29pm
Independent agents in Massachusetts have charged that Progressive Insurance, which began selling auto insurance online in the state May 1, is skirting state regulations and misleading consumers with i
Pekin Insurance Opts for Fixed Price Policy Admin Conversion (PRWeb)
7 May 2008 at 6:57pm
Pekin Life Insurance Company Partners with LIDP Consulting, Inc. to Convert all Whole Life and Universal Life Contracts to The Administrator for a Fixed Price. (PRWeb May 7, 2008) Read the full stor...

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