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Beware of bogus Health Insurance Plans

by Tony

As we see the costs of health insurance and health care costs rise each and everyone of us will have been faced with an annual increase in health insurance premiums. It is only natural that people will look for a lower cost alternative and in doing so some are finding themselves the victims of fake health insurance plans.

Fake health insurance plans look like genuine authorized health insurance plans they are set up with the intention to take your money and not to pay benefits or abide by any state insurance laws. People who buy into a fake health insurance plan can often find themselves with little recourse to justice and are often left with large debts in the event of a claim against the health insurance policy.

There is some confusion surrounding who has the regulatory authority to investigate and prosecute bogus health insurance plans, is it the Department of Labor or state Departments of Insurance. Licensed agents are mainly responsible for selling bogus health insurance plans and can be held liable for selling unlicensed and fraudulent products.

It is important for to licensed agents verify the legitimacy of any product they intend to offer for sale. So it goes without saying that all licensed insurance producers and consumers should verify the legitimacy of any product before putting any money down. Everyone is at risk of being a victim of a fake health insurance plan including individuals, families and employers

Some points to consider before making a decision

Are the health insurance premiums being offered significantly lower than similar health insurance products you have considered.

Is the health insurance plan offering universal coverage with no mention of exclusions or pre-existing conditions.

Anyone who claims they do not need a license to sell their health insurance product.

If the agent is indicating this product is exempt from state regulation you should beware.

A health insurance plan that does not use the word insurance anywhere in its materials or documents. This article has been written by http://www.healthinsurerquote.info For more information on health insurance, visit our web site http://www.healthinsurerquote.info This article is not a substitute for medical advice. Please feel free to use this article in your newsletter or on your web site, the resource box must be included. If you use this article, please send a brief message to let me know where it appeared: mailto:hiq@t4star.com Thank you.

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Yahoo! News Search Results for Health Insurance Temporary
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The 411 on Health Insurance (Richfield Reaper)
14 May 2008 at 8:48pm
(ARA) - You've heard it before; accidents happen. There's a great deal of truth in this oft-quoted statement. It's one reason why you should always have good health insurance, because without it, you ...
Freeholders hire ex-member as temporary counsel (Daily Record)
15 May 2008 at 8:25am
The Morris County Board of Freeholders on Wednesday night unanimously named former freeholder John Inglesino as a temporary special counsel and litigation manager for the county's insurance fund commi...
Health Insurance Can Mean Life Or Death In Some Cases (WEEK-TV Peoria)
12 May 2008 at 9:51pm
Health Insurance. For many it's costly just to have it and others too costly to even get it. One family says no health insurance cost the life of their 33-year-old son.
Temporary work permit for 60-plus (Khaleej Times)
15 May 2008 at 3:02am
ABU DHABI ? Here's a news of use for 60-plus workers. Those above 60 can now work on temporary work permits in the UAE without paying the Dh5,000 'exception fees', according to Khalil Khoury, Director...
Health Care and Banking (In Business Las Vegas)
16 May 2008 at 4:06pm
While the Treasury Department is wrapping up the third week of printing checks for economic stimulus payments, small businesses - for a short time - can take advantage of the Bush administration's eff...
Freeholders plan to hire ex-freeholder (Daily Record)
14 May 2008 at 11:33pm
The Morris County Board of Freeholders will hire former freeholder John Inglesino as a temporary special counsel and litigation manager for the county's insurance fund.
Despite Americans' High Regard, Nursing Shortage Still Looms (Medical News To...
16 May 2008 at 8:09am
Despite a temporary lull in the country's nursing shortage, data point to a gathering storm that will be "like a Category Three hurricane, but one that hits the entire nation," according to Peter Buer...
David Sirota: Health Care As the New Terrorist to Fear (HuffingtonPost)
13 May 2008 at 1:00am
My situation is emblematic of a health care system that is both immoral and broken. Throwing people off their health insurance with no warning is sick and wrong.

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Technorati Search for: Health Insurance Temporary
Technorati search for Health Insurance Temporary

My Friend John McCain
16 May 2008 at 8:51am
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John McCain told America what he hopes America will look like in the year 2013, after his first term as president. ?Next January, the political leadership of the United States will change significant...
No Fighting Chance
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What Is Temporary Life Insurance Products And How Do You Get The Best From It?
15 May 2008 at 11:08pm
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If it's stupid and tokenistic, Brendan's for it
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We Met by Accident
15 May 2008 at 6:19pm
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McCain: "Most "Troops Out Of Iraq By 2013
15 May 2008 at 5:48pm
COLUMBUS, OH ? An appeal for cooperation, an optimistic target date for troop drawdown, and a lofty call for post-partisan sweetness and light. For John McCain, Barack Obama doesn't own hope. In a n...
John McCain from Columbus, OH Comments
15 May 2008 at 5:31pm
ARLINGTON, VA ? U.S. Senator John McCain delivered the following remarks as prepared for delivery at the Greater Columbus Convention Center, in Columbus, OH, today at 10:00 a.m. EDT: Thank you. The h...
John McCain's First Term - New TV Ad - "2013"
15 May 2008 at 5:20pm
John McCain's First Term Today, John McCain detailed what he envisions achieving as President by the end of his first term in 2013. John McCain will put the national interest ahead of partisanship ...

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